Master in FinTech and Financial Innovation

Digitization has substantially changed consumer habits and is multiplying business channels exponentially. For years now, a new term has been consolidated in the global financial sector, thanks to the appearance of Fintech, a term that comes from English by merging the words Finance and Technology.

Fintech are companies that are characterized by being companies with an important technological component, which seek to provide new solutions to the financial sector thanks to new technologies, mobile applications or big data; mainly startups based on new technologies that seek to capture part of the market dominated by large banks, which are often not very innovative or slow to adopt new innovative solutions, as well as to understand and serve their clients with new financial solutions.

If we count both Fintech companies (finance + technology) and Insurtech (insurance + technology), currently and in Spain, around 350 companies would be dedicated to it and they employ more than 5,000 people, who are nurturing not only of technological talent, but of financial talent that is committed to moving towards these initiatives.

Currently we can divide the FinTech Ecosystem into:

• Fintech companies: as we mentioned, innovative startups that propose new solutions materialized in digital products and services that are easier, cheaper and faster to use
  • Lending & Crowd Equity
  • Payments & Transactional
  • PFM & Personal Advisory
  • Investment & Wealth Management
  • Blockchain & Bitcoin
• Digital Banks: New digital banks that aim to respond to the concerns and needs of consumers.
• Payment processors: Companies linked to the financial sector with powerful technological departments that provide services to traditional financial entities.
• Bigtech Companies: Large technology companies, which are increasingly interested in expanding their business lines by taking advantage of their great brand image, their capabilities in terms of technological and financial resources (Facebook, Apple, Google, Amazon and PayPal).

The Master in Fintech & Business Management focuses on the acquisition of business, financial and technological tools, as well as the development of innovation skills, necessary for students to identify disruptive opportunities in the financial sector, and launch new ones. fintech companies or take advantage of new technology to help improve financial services in existing companies.